Benefits of Using a Mortgage Professional

1) We work for you, not the lender:

A Mortgage Broker is always working in your best interests. As a client, this provides you with peace of mind that you will not be pressured into accepting a specific lenders offer. A Mortgage Broker will assess your needs to find you the right mortgage to save you  money. Since we have so many mortgage lenders we are not forced to sell you a product from one lending institution such as a bank as one institution may not have the right products suitable for your needs. With all the different lending products available to a Mortgage Broker, you are guaranteed to make the right decision on your mortgage.

2) Access to the lowest and most competitive rates:

Mortgage Brokers have access to many different lending institutions, such as banks, mono-line, and private lenders. Many times we can have access to more than fifty lenders in our database. This vast array of options guarantees you the lowest and most competitive rates that you qualify for.

3) Our services are free:

Yes, that’s correct. We are compensated  by the lenders for our service not by you, the customer. You don’t have to worry about fees. In the event that a client requires a private lender instead of a bank or mono-line institution, there may be fees involved. All fees will be disclosed to the client before the deal is to be processed. If you are not interested you simply do not have to take the deal.

4) More convenient:

Imagine getting a mortgage without ever having to leave your home. This is a reality when you work with a Mortgage Broker. We can come to your home, assess your needs, and then secure you the right mortgage for you. We understand that people are often too busy to schedule appointments, drive to a bank, and meet with a representative. A Broker will make the mortgage process an enjoyable one, and take care of all the paperwork for you.

5) Honest unbiased advice:

As a Mortgage Broker, we want to see you succeed and achieve all your goals when it comes to home ownership. You can ask a Broker any questions or advice, and they will see to it that you make the right decisions.

6) Working with a Licensed Mortgage Professional:

In Canada, Mortgage Professionals must be licensed under their specific province. In British Columbia, Mortgage Brokers are licensed by Financial Institutions Commission (FICOM). We must undergo mandatory educational training, and follow the rules and regulations governed by FSCO. We specialize in dealing with mortgages, and that is why we are the best at what we do.